Refinance student loan consolidating student loan
Fixed interest rates range from 3.89%-9.99% (3.89%-9.99% APR) based on applicable terms, level of degree earned and presence of a co-signer.
Lowest rates shown are for eligible, creditworthy applicants with a graduate level degree, require a 5-year repayment term and include our Loyalty discount and Automatic Payment discounts of 0.25 percentage points each, as outlined in the Loyalty and Automatic Payment Discount disclosures.
APRs for variable rate loans may increase after origination if the LIBOR index increases.
The So Fi 0.25% Auto Pay interest rate reduction requires you to agree to make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account.
Fixed rates from 3.899% APR to 8.179% APR (with Auto Pay).Such changes will only apply to applications taken after the effective date of change.